An Introduction to F&C Investments
Who are F&C Investments?
We all want to give our children the best possible start in life, and by starting to invest for them from an early age can make a huge difference to their lives in the years to come – whether you’re saving for school trips, university fees or that first tentative step onto the property ladder.
When you invest with F&C, you’re choosing a respected and successful company which has managed investments for over 145 years.
In fact, in 1868 F&C launched Foreign & Colonial Investment Trust, the world’s first collective investment which is still going strong today.
We also pride ourselves on being at the forefront of investing for children and were the first investment company to launch a Child Trust Fund in 2005. We now manage money over 90,000 Child Trust Fund accounts and have won many awards for our children’s investment products.
Investing for children
The great thing about investing for children is that they have time on their side. So if you can start early your investments have time to grow into a sizeable amount that can help them when they really need it. Many of our investors are preparing to meet the cost of the following:
- University fees
- To fund a year out to travel
- Buying their first car
- A wedding
- To help them take their first step on the property ladder
F&C offer three children’s savings plans designed specially for children that offer a straightforward way to invest over the longer term to allow you to take full advantage of the performance potential of the stock market.
The F&C Junior ISA offers families an attractive and tax-efficient product specifically designed for children. Junior ISAs were introduced by the Government in November 2011 to replace the Child Trust Fund. If a child has a Child Trust Fund they are not eligible to invest in a Junior ISA.
Please remember that past performance is not a guide to the future and the value of investments can go down as well as up and you may not get back the full amount invested.
The favourable tax treatment given to ISAs may not be maintained, and levels of relief from taxation may change over time. Freedom from tax in an ISA applies directly to you as an investor and the benefit to you depends on your own individual circumstances. Funds cannot be withdrawn before the child turns 18.
For more information visit the F&C website