An Introduction to F&C Investments
.gif)
Who are F&C Investments?
We all want to give our children the best possible start in life, and by starting to invest for them from an early age can make a huge difference to their lives in the years to come – whether you’re saving for school trips, university fees or that first tentative step onto the property ladder.
When you invest with F&C, you’re choosing a respected and successful company which has managed investments for over 100 years.
In fact, in 1868 F&C launched Foreign & Colonial Investment Trust, the world’s first collective investment which is still going strong today.
Since that time our range has grown significantly to include investment trusts that cover many different regions and sectors, each one run by a specialist Fund Manager.
Investing for children
The great thing about investing for children is that they have time on their side. So if you can start early your investments have time to grow into a sizeable amount that can help them when they really need it. Many of our investors are preparing to meet the cost of the following:
- University fees
- To fund a year out to travel
- Buying their first car
- A wedding
- To help them take their first step on the property ladder
Anyone can invest for a child
If you’re a parent, grandparent or a family friend you can invest by lump sum or by putting a little aside each month via direct debit. You might choose to gift some money for christenings or birthdays, making a longer lasting gift than the latest toy or computer game.
It’s also possible to put your investments in Trust, thereby reducing the inheritance tax liability on your estate and making sure that more of your money goes to your loved ones – not the tax man.
Two great ways to get started
Whatever your reasons for investing for a child in your life, F&C have two plans designed specially for children. Both the Child Trust Fund and the Children’s Investment Plan offer a straightforward way to invest over the longer term to allow you to take full advantage of the performance potential of the stock market.
Please remember that past performance is not a guide to the future and the value of investments can go down as well as up and you may not get back the full amount invested.
For more information visit the F&C website
